Star Health Accident Care Insurance Policy covers accidental death, permanent total/partial disability, and temporary total disability with a lump-sum payout. It offers sum insured from ₹1 lakh, with 150% payout for permanent total disability. Additional benefits include educational grants for dependent children, ambulance charges, and hospital cash (optional). The policy provides lifelong renewability and a 5% cumulative bonus per claim-free year up to 50%. Eligible for individuals aged 18-70 and dependent children from 5 months to 25 years.